Is there a word to describe the portion of one’s total funds that may be spent as opposed to the portion which must be held on to?

I cannot think what else I might add…


  • Disposable income is net income. It’s the amount left over after taxes.
  • Discretionary income is the amount of net income remaining after all basic necessities are covered.
  • Economists monitor these numbers at a macro level to see how consumers are saving, spending, and borrowing.

Available Asset

  1. An asset that is not being used as collateral on a loan and may therefore be sold or donated. In other words, an available asset is any asset with no restrictions on its use.
  2. See: Liquid asset.

Source : Link , Question Author : Christopher , Answer Author : 0xFEE1DEAD

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